Home Insurance covers one of your most valuable asset – protecting your home is essential for your investment and peace of mind.
Your home is so much more than just bricks and mortar. In the event of damage you need to know you’ll have the necessary means to repair or rebuild no matter how much it costs.
Our home insurance policies include benefits such as provision of alternative accommodation if your home is uninhabitable, removal of debris and reasonable costs of architects, surveyors and engineers. The cost of these expenses, as well as possible legal fees, would far exceed the cost of home insurance.
Policies usually cover:
Storm and flood damage
Burst pipes and other incidents of water leakage
Fire, smoke and explosions
Vandalism or third party damage
Policies will also usually cover outbuildings such as garages, greenhouses and garden sheds but might not cover boundary walls, fences, gates, paths, drives and swimming pools.
As well as the structure, building insurance also covers permanent fixtures and fittings including baths, toilets and fitted kitchens, bedroom cupboards and interior decorations. We can also ensure you have adequate cover for your valuable items such as jewellery, fine art & paintings, computer equipment, etc.