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WORK COVER

Workers' compensation insurance is compulsory for most businesses in Australia. Each state has its own Work Cover Authority with its own rules and regulations

Who needs a policy?

You must have a WorkCover policy if you employ workers in Victoria and:

  • Your annual remuneration is more than $7,500, or you believe that it will be more than $7,500, or
  • You employ apprentices.

If your legal entity is a Sole Trader or Partnership, WorkCover only covers your employees not the sole trader or partnership. For further information on the correct insurance to cover you, please contact us at Alliance.

All first time employers have 60 days from the commencement of the new business venture to lodge an pdfApplication for a WorkCover policy with a WorkCover Agent. Failure to obtain a WorkCover insurance policy when required can result in severe penalties being imposed.

How to renew a policy:

Policies are automatically renewed annually on 30 June each year, unless employers provide written confirmation of cessation of business. A Declaration of Rateable Remuneration form will be forwarded to each employer to complete and provide an updated estimate of their remuneration as per the docVictorian Remuneration Definition. Premiums are calculated and invoiced to employers.

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